Gross-to-Net Salary Calculator for Employees & Freelancers in Europe
Gross-to-net salary calculator for employees and freelancers across 13 European countries. 2026 tax rates, social contributions, and real-time currency conversion.
Choose your countryHow it works
Three steps to your take-home pay
Step 1
Pick your country
13 European countries with local tax rules and social contributions
Step 2
Enter your salary
Gross or net, monthly or annual. Convert between EUR, GBP, PLN, and more
Step 3
See your breakdown
Income tax, social security, pension — every deduction itemized
Choose your country
Salary calculators for 13 European countries
Bulgaria
Flat 10% · EUR
Czech Republic
Up to 23% · CZK
Estonia
Flat 22% · EUR
France
Up to 45% · EUR
Germany
Up to 45% · EUR
Italy
Up to 43% · EUR
Netherlands
Up to 49.5% · EUR
Poland
Up to 32% · PLN
Portugal
Up to 48% · EUR
Romania
Flat 10% · RON
Spain
Up to 47% · EUR
Ukraine
Flat 18% · UAH
United Kingdom
Up to 45% · GBP
Not sure which country to pick?
Compare net pay across all 13 countries side by side.
SalaryCalc is a free salary calculator for Europe that works for both employees and freelancers. Enter your gross or net pay — monthly or annual — and see exactly how much lands in your pocket after income tax, social security, pension, and health contributions.
We cover the self-employment regimes expats and remote workers actually use: Poland’s JDG, the Netherlands’ ZZP with 30% ruling, Spain’s autónomo and Beckham Law, Portugal’s IFICI (ex-NHR), Ukraine’s FOP group 3, Germany’s Selbstständig / Freiberufler, UK self-employment with Class 4 NIC, Italy’s forfettario, Czech Republic’s OSVČ with 60% paušál, Estonia’s OÜ dividend route, France’s Micro-Entrepreneur, Romania’s PFA, and Bulgaria’s flat 10%. Every calculator is updated for the 2026 tax year using official rates from national tax authorities, and gross-to-net works both ways — enter a net target and see the gross you need to negotiate.
Frequently asked questions
Net salary is your gross salary minus all mandatory deductions: income tax, social security contributions, and any other statutory charges in your country. Each country has different tax brackets, rates, and rules — our calculator applies the exact 2026 rates for all 13 supported countries, showing every deduction line by line.
Employees have taxes and social contributions withheld by their employer. B2B / freelancers operate as self-employed or through a registered company and are responsible for their own tax payments. The deductions, rates, and available allowances are often very different — for example, freelancers in Spain (autónomo) pay income-based social security, while Polish B2B contractors (JDG) can choose flat-rate taxation.
The effective tax rate is the total percentage of your gross salary that goes to taxes and social contributions. Unlike the marginal rate (which applies only to income in the highest bracket), the effective rate shows your actual overall tax burden. For example, a 45% top tax bracket in Germany doesn’t mean you pay 45% on everything — most people’s effective rate is much lower.
We use official 2026 tax rates from government sources, PwC Tax Summaries, and national tax authorities. Results are cross-checked against local calculators. The calculator covers standard tax situations — individual allowances, regional taxes, or special deductions may not be included. Always consult a tax advisor for personal decisions.
Yes. You can enter your salary in any supported currency — EUR, GBP, PLN, CZK, RON, UAH, and USD. The calculator converts it to the local currency for tax calculation using real-time exchange rates, then shows results in your chosen display currency.
We currently support 13 European countries: Bulgaria, Czech Republic, Estonia, France, Germany, Italy, Netherlands, Poland, Portugal, Romania, Spain, Ukraine, and United Kingdom. Each country includes both employee and self-employed/B2B calculations (except France, which currently supports employee calculations only). More countries are being added.